Updates

It’s been a long time since I posted on here — my last post (before today’s posts) was July 17 when I had to self isolate. A lot has happened since then, so this post will be a bit of an update list


I had to take my dad into hospital for a prostrate operation (this was planned before I had to self-isolate) — he already had a PCR test and was cleared. My LFT was also clear, but I still had to self isolate. This was before the self-isolation changes happened. The operation was successful, but he needed to be held a few more days to see an ENT specialist due to them finding lumps in his throat. The concern was that they might be cancerous, but turns out it was just irritation so they gave him some Gaviscon to take after means and soothe the throat. Both my dad and I are prone to post-meal throat irritation so it might mean I might be subject to the same thing later in life.


I got a ticket after driving my dad to the hospital for taking a left turn when I was not supposed do, due to badly signposted roads. My appeal was rejected on the grounds I had paid the ticket. This is how the council screws you over — if you pay the fine to avoid the 100% charge, they will claim that admits guilt. If you don’t, they delay the response until after the 2-week window so you then have to pay the 100% charge.


I finally decided to upgrade my phone and went for a OnePlus 9 Pro. The phone is classed as a “Phablet” and much bigger than the Samsung Galaxy S5 I have been using for years:

The case on the left is for the OnePlus, the case on the right for my S5

I had problems activating the new SIM and eventually Three had to send me a new one, and soon after I got that new one, I got a message saying Three were going to be doing works on the mast in my area and ever since then I have had horrendously bad speeds at home. By bad, I mean speeds of < 1Mbps and even down to 0.2Mbps. Using 3G band sometimes helps, but only marginally.

I’ve taken my complaint up to the Ombudsman but Three are still refusing to do anything about it — even charging me to leave contract early.

I’ve been with Three many years but I will not be recommending them going forward. I will be checking other providers when my contract expires.


We’ve started to go back to the office. My team is doing three days a week in the office, and you pick which three days as long as there are a max of 8 people in the office (due to some office reorganisation, we only have 8 seats for the entire team).

Surprisingly many people have left jobs during and post lockdown (some might have been nudged due to the lockdown, and not just in my office, but generally.)


I won a Twitter completion by Curve for a swag bag. Just had to tweet them three images of their different adverts — all of which showed up on the same station, so that wasn’t too difficult.


Then we had the annoying as heck “Panic at the Pumps” causing shortages.

Driving past Alperton Sainsbury’s

This video from my dashcam shows the queue of traffic. This is the queue leading into the Alperton Sainsbury’s. I was there at around 5am and it took me 30 minutes to clear the queue even with less people in the queue. This queue will probably take 90 minutes to clear, assuming the fuel was not gone by the time they got to the front of the queue

Driving past Whetstone Esso

This video, also from my dashcam shows the queues that built up outside the petrol stations — this Esso I actually went into at 4:30am that morning and they were not open, even though there were staff in the shop (so maybe they were waiting for delivery?)

You’ll get people tooting impatiently and even people cutting the queue and then blocking the lane for the people behind (they must be luxury car drivers)


My house purchase has progressed and we have moved on and are now ready to exchange. However, one of the two sellers is unable to complete his purchase (he’s part of a chain and needs to complete his purchase before he can complete the sale on the current house).


Finally, I got a letter from Principia Law who are the ones trying to claim money back from the drunk driver who wrecked my previous car.

They want me to release my bank records for the period of time I had the hire car. But everyone I have discussed this with seems confused as to why this is required since the accident is a “no-fault” claim on my part, so they should not even need my bank details.

I asked them to call me today to discuss this. I may also speak to the office legal team for their thoughts.

Training in Quarantine – Day 198

A very short walk due to heavy rain.

In other news, I found my replacement to Revolut — Curve.

Curve seems to be different. It’s not a bank of its own, but lets you put debit/credit cards onto your account and when you use the Curve card, the transaction goes onto the default card you have set on your account. And you can move the transaction from one card to the other (only once per transaction though).

Plus Curve supports FitBit Pay, meaning I can use that instead of Google Pay which has now broken again due to my device being rooted.

The Fall and Rise of MasterCard

MasterCard seems to be making a lot of good choices recently with its branding showing up in a lot of high-profile cards.

Monzo, Revolut, Starling, Curve, Tide, and more are all MasterCard branded.

I used to have a MasterCard Credit Card by (IIRC) MBNA (remember them?) which I took out initially because I was going to Germany and back then (early noughties), I was advised that MasterCard was more prevalent in the European continent than Visa was, so make sure I had a MasterCard handy in case I ended up in a place that did not take Visa.

I didn’t even use that card.

Fast forward several years later, and suddenly I got a letter saying MBNA were transferring me onto Barclaycard Visa — which was the same as the other credit cards I had. So I ended up with multiple Barclaycard Visa cards, and no MasterCards.

The fact MBNA transferred me off MasterCard made me wonder why. Was there an issue with MasterCard? Were they like AmEx and causing problems with merchants? I shall never know.

I’ve been with Visa pretty much my entire adult life, and aside from that period above where I had a MasterCard, never had a MasterCard.

Eventually I decided to look at Monzo and Revolut, getting accounts successfully setup in both. Both issued MasterCard Debit cards. Starling’s app wouldn’t run on my device.

Monzo is rapidly becoming my main day-to-day account, whereas my Barclaycard is for things like larger purchases, bills, fuel, etc.

It’s strange since my last MasterCard experience, they’ve gone and pretty much disappeared, to coming back and almost every new card out there is MasterCard Debit….

%d bloggers like this: