Car Update

As you may be aware if you follow my non-exercise posts, I’ve been contacted by the hire car company to start legal proceedings against the third party’s insurance company to recover funds from them for the cost of the hire car I held on to for around 45 days due to being unable to get a new during because of lockdown.

Yesterday I was contacted by the lawyers and today, I’ve got the details to log into their portal to provide details for them to start the case.

I’m hoping I don’t have to attend court for this, but you never know with insurers.

Training in Quarantine – Day 311

Forgot to log this yesterday, but it was another on-off rainy day. Went for my walk in a period where the rain was easing and it was fine, but it started to rain on the way back home, so got a little wet.

Also got called by the hire car company from my accident last year (just over a year ago now) — the insurance company on the other side are still resisting paying the hire car charges and now its going to legal action. So potentially I might end up in court.

But since the accident is a no-fault accident from my side (my car was stationary and parked, and the other driver was arrested for drink driving), I should not be getting any costs coming my way.

Training in Quarantine – Day 33

Another walk in nice weather. Did the longer walk today. Queues outside the local fruit n veg. No queue outside Co-Op (though there was on the way back). Small queue outside Tesco Express petrol station, big queues outside Sainsbury’s no queue outside Tesco Express supermarket, and small queues outside the butchers and the fruit n veg stores nearby to there.

Did my shopping this morning. Missed my usual 5:30am queue up and ended at the Tesco at 6:15am and there were no queues. No idea why, there’s normally queues until past 6:30am at least.

And the shelves were pretty well stocked up. So perhaps the panic buyers have finally bankrupted themselves.

This will be the final weekend with my car since it will be being picked up Monday for recycling. So I made sure everything was emptied out of the car today. Out of curiosity, I turned on the ignition (but not the engine) and the electrics all came on and the radio was fine and still had its memory of my stations, and there were no warning alarms. Whether the car is driveable or not, we’ll find out when the salvage agent comes on Monday.

Training in Quarantine – Day 32

Day 32 in quarantine.

Insurance contacted me to say they’ve sent the engineer’s report to the other person’s insurance company to see if they will accept costs.

I’ve asked if I can see the report also.

Short walk, messed up a bit due to my FitBit not locking on at all until about 20% into the walk.

Today did my FitBit workout. Backs and Legs today, 31 mins.

Training in Quarantine – Day 31

Reached the end of the first month of quarantine. Lots of stuff done with my insurance claim, but that’s in another blog entry.

Did my 5k walk, which ended early due to a WhatsApp message.

Someone had just wrecked their car on the SAME traffic island that caused my car to be wrecked, and only SIX days after my accident.

Anyone want to bet they were distracted by my wrecked car?

Hire Car 4

So, it was finally confirmed. My car is written off after being assessed by the insurance engineers. Interestingly, they were also on lockdown so had to make the assessment using the photos I had taken from the accident.

They have valued my car at £3000. Which isn’t too bad I guess. It’s better than nothing.

The car next to me that was also involved was also written off, to the value of £2200. So that’s £5200 being claimed against the insurance of the other driver. The two cars other cars affected in the accident will probably claim the cost of their repairs, which I’m not sure how much that will be. Probably in the 1-2K region, so that’s at least £6200 in total.

Then there’s the driver’s own car’s damage. Assuming it’s not written off, the damage is probably another K at least. So £7200 of cost on the driver’s own insurance.

That drink he had is proving to be rather expensive…..

My car is going to be towed to disposal on Monday, with the other written off car to be towed tomorrow (Friday)

I’ve already started making enquiries to different dealerships in my area looking for hybrids with a size about the same as my Fabia, or possibly the size of an Octavia. Contacted Hyundai, Toyota and Skoda.

So far, only Toyota have come back and they’ve suggested the Corolla. But I’ll have to wait until they open up again so I can take a look at it closer.

No news yet from Hyundai or Skoda.

Training in Quarantine – Day 30

4.70km walk (though my FitBit lost GPS for a while so the tracking was all over the place). No FitBit workout after the walk.

Insurance came back this morning and confirmed my car is a writeoff. The assessors called in the afternoon and valued my car at just over £3000. Considering it’s an 09 plate, that isn’t too bad, I think. Will discuss with family before giving the go ahead. The car next to mine is also written off, with value of £2200. Meaning a total of £5200 will be claimed from the third-party insurance, and that’s not including the damage from the other two cars, and the driver’s own car.

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